MoneyNerdsOld Money,meet New Money.
Ben Franklin hosts your Money Nerds

Your own team of money experts,
working together, for life.

Seven specialist Nerds in one chat. Ben brings in the right ones, they check each other, and you leave with a real next step. They remember you for good.

Talk to your Money Nerds How it works
Chat is free forever Read-only. We never move your money. We never sell your data
Ben Franklin holding a coin
Ben, your hostHears the question. Routes it to the team.
Ben remembers for life
  • Auto policy renews Nov 12
  • Two cards: 24.9% and 18.9% APR
  • Goal: keep $1,000 cushion
Example
Example conversation
  • Ben
  • Insurance
  • Cards
  • Cash Flow
  • Banking
  • Mortgage
  • Taxes
  • Business
Try it
Demo only. Replies here are scripted examples; nothing is sent anywhere.
Meet the Nerds

Your Money Nerds

One host and seven specialists. Pick a Nerd and hear from them in an example chat.

Chat Ben Franklin

Ben Your host

Hears every question, brings in the right Nerds, and keeps them working as one team.

What should I look at this month?
Chat

Banking Nerd

Checking, savings, fees, and why money runs tight before payday.

Why am I short every month?
Chat

Cards Nerd

APR, utilization, and the order to pay balances down.

Which card do I pay first?
Chat

Mortgage Nerd

Payments, escrow, and whether a refinance actually pencils out.

Is refinancing worth it?
Chat

Insurance Nerd

Auto, home, renters and life. Compares quotes on the same coverage.

Am I paying too much for auto?
Chat

Cash Flow Nerd

Runs Cover Check: can you cover every bill before the next paycheck?

Can I cover everything?
Chat

Taxes Nerd

Withholding, deductions, and how much to set aside. Plain language.

Should I change my withholding?
Chat

Business Nerd

Keeps business money apart from personal, with its own Cover Check.

Can I pay myself this month?
Cards Nerd1-on-1 with you
Example conversation
Pick any Nerd to hear from them. Buttons are demo only.
Connect apps

Your real numbers,
read-only.

Linking is optional. Connected accounts turn examples into your numbers. Read-only. We never move your money.

  • Checking & savingsBalances and bills for Cover Check
    Read-onlyConnect
  • Credit cardsAPRs and balances for payoff order
    Read-onlyConnect
  • Mortgage & loansPayments, escrow and rates
    Read-onlyConnect
  • Insurance policiesUpload a declarations page to compare
    Read-onlyConnect
How it works

Ask → Debate → Decide

1

Ask

Ask the way you’d ask a friend. Personal or business.

Can I lower my car insurance?
2

Debate

Ben brings in the right Nerds. They check each other’s math in the open.

InsuranceCardsCash Flow
3

Decide

One plan and a real next step: a quote compare, a payoff order, a Cover Check.

Compare auto quotes

The chat is free. Forever.

No trial clock and no paywall on answers. Someday a Nerd may suggest a card, bank or policy from a partner. If that happens, it will be clearly labeled. Today there are none.

$0to chat, forever
Read-only. We never move your money. We never sell your data. Personal and business stay apart.